If you were to come down with a sickness or have an accident without health insurance you may find yourself unable to receive treatment or even in debt to the hospital. Thankfully, many employers provide health insurance benefits to full-time and even some part-time employees. If you do not currently have health insurance coverage, this is the first place to check as it will generally be the most affordable. If you are married, you may both be able to receive coverage under your employers plans.
If your employer does not offer health insurance or you are self-employed you still need it. While it may not be cheap, the fact remains; what do you have if you dont have your health? Even a basic hospital bill without insurance can run into lakhs of rupees. It isnt worth risking financial ruin to save a few bucks on a health insurance premium.
Why Do I Need Health Insurance?